Calculate Your Mortgage



Our calculator is here to help you determine loan amounts, mortgage qualification and affordability.


Sometimes it is important to have someone to talk to about monthly costs besides the mortgage, building a budget, expected maintenance or updates you may want to make. Well, that is where Kevin can help. As your real estate professional Kevin has a great deal of information and many contacts that you will find useful. Kevin has a prepared budget format that he is happy to share with you, a spreadsheet on closing costs and a list of business professionals.


Kevin is here to assist you in every step. Remember...

Your big opportunity may be right where you are now! We cannot discover new oceans unless we have the courage to lose sight of the shore!”



“Not your average realtor!”


Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %